03300 536 786

15 Cheapside, Wakefield, WF1 2SD
01924 792380

19 King Cross Street, Halifax, HX1 2SH
01422 849722

11 King Street, Oldham, OL8 1DW
0161 529 2380

201 Cross Flatts Grove, Leeds, LS11 7BR
0113 322 4786

The Beacon, Westgate Road, Newcastle Upon Tyne, NE4 9PQ
0191 338 7770

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Driving Without Insurance

If you own or use a vehicle, it is compulsory that the vehicle is insured and that you have the correct valid insurance in place. The insurance is there to protect against third party risks. This includes any vehicle which is used on the roads or any other public place. This also applies to vehicles which are parked and not driven.

This is a strict liability offence; not knowing that you are driving without insurance will not usually provide you with a defence.

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What you should know


If the allegation is accepted and you plead guilty via post you may be offered a fixed penalty, 6 penalty points and approximately £200 fine.

If the case progresses to court you face between 6 and 8 penalty points and an unlimited fine.

If, during the course of your employment you are found to be driving without insurance and you were driving the vehicle believing it to be insured, you will have a defence to the charge.

Alternatively, a ‘special reasons’ argument can be presented to the court on your behalf. This is not a defence. It must be a mitigating circumstance which the court will be asked to take into account, e.g, if your insurance company cancelled your insurance without your knowledge.

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Free Consultation

Come in for a FREE consultation and allow us to alleviate any concerns you may have.

If you have been accused of driving without insurance, you should get expert legal advice as soon as possible. We can offer you advice on your specific circumstances and other options which may be available to you. Contact us on 03300 536 786 to speak to a motoring expert.

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Police Station Representation

If you are arrested and taken to a police station, this can be a very frightening and overwhelming experience, if you are unaware of the procedures and protocols.

The decisions you make at the police station can be crucial and detrimental to your future. It is imperative that you request for Tyler Hoffman Solicitors at the first available opportunity so we can further protect your position from the point of initiation.

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Services in this section

Appeal A Driving Ban

Drink & Drug Driving

Drunk in Charge of a Vehicle

Driving Without A Licence

Dangerous Driving

Death By Careless Or Dangerous Driving

Driving Without Insurance

Driving Without Valid Mot

Fail To Stop / Report

Failure To Produce Documents

Notice Of Intended Prosecution

Speeding Offences

Totting Up

Using A Mobile Phone While Driving

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